Flexible Features

If you’ve made overpayments, the time may come when you want to borrow your money back. We keep the money you’ve previously overpaid separate, so you can apply to borrow it back if you need to. Check if you’re eligible You may be able to borrow back your overpayments if:

If you’ve made overpayments, you have the option to reduce your monthly payment by underpaying. We’d agree this with you as an arrangement and whilst this is in place, we’d collect a reduced amount from you. You should think carefully before missing your mortgage payments and always get in touch with us first. If you’re …