Ways we can help

An overpayment is an extra amount you choose to pay on top of your normal monthly payment. Overpaying means you can save money on the interest you pay by reducing the outstanding mortgage balance. It can also help reduce the amount you need to pay back at the end of the term. We don’t charge …

You could convert all or part of your mortgage to repayment over your remaining term or (depending on your circumstances) a longer term. This means you would pay back both capital and the interest at the same time. This would increase your monthly payments, so you’d need to speak to one of our qualified mortgage …